Who We Are
Located in charming downtown Franklin, Tennessee, MCM consists of two organizations working together to offer you robust solutions – McKinney Capital Management, LLC and Michael C. McKinney, CPA, PLLC. Together, we call ourselves MCM.
McKinney Capital Management, LLC
McKinney Capital Management, LLC is a wealth management firm offering highly customized financial planning and investment management solutions.
What are we about? For starters, planning is priority one here. Purveying product is not. Is product important? Absolutely, and odds are we have access to it, but without proper planning, how will you know what you need? At McKinney Capital, you can be assured that the products we recommend are tailored to your needs.
Proper financial planning isn’t just about crunching numbers, providing you with a boring, difficult to understand financial plan, then sending you on your way. Honestly, the number crunching is easy. We do it everyday and we like to think that we are very good at it. We will even try to make it interesting and understandable. The hard part is the implementation. At McKinney Capital, we believe everything worth anything takes hard work over an extended period of time. We are about building long-term relationships with long-term strategies. Consider us your wealth coach.
McKinney Capital is an independent, fee-only Registered Investment Advisor (RIA). As unexciting as that may sound, it is certainly worth mentioning. What does it mean? As an independent, we have no external bias. Being fee-only, we have no internal bias. Simply stated, we act in your best interest, not ours.
Michael C. McKinney, CPA, PLLC
M. Chad McKinney, CPA, PLLC is a certified public accounting (CPA) firm offering accounting, assurance, consulting and tax solutions.
Whether you are a start up, small or middle market business in need of accounting and consulting solutions, you can take comfort in knowing that our founding principal, M. Chad McKinney, CPA, has spent more years in private accounting than in public accounting. In other words, he has real-world experience. This, we believe, is crucial to the solutions we offer. We can give you the textbook answer and provide a method of execution that best fits your needs.
Our tax solutions include consulting, planning and preparation for individuals and businesses. The Code (Internal Revenue Code) is not getting any simpler. We believe that the CPA is the single most well-equipped professional in understanding and implementing tax strategy. It is likely that income taxation is one of the most significant expenses in your budget. By congressional design, the more you earn (income) and the more you have (wealth), the more you pay. It is our objective as your tax professional to help you pay the least amount required by law.
Michael C. McKinney, CPA, PLLC utilizes the latest in technology. If you do too, we can speak it. If you do not but want to, we can help you get there. We are of the belief that properly aligned technology facilitates efficiency and effectiveness.
We have identified a concern in the industry that we internally call the communication chasm. That is, the advisor and client conversing entirely too infrequently. We work very hard at reaching out to you because being proactive changes the bottom line.
M. Chad McKinney, CPA
Chad received his B.B.A. in Finance and B.S. in Accounting with departmental honors from the University of Kentucky in 1994 and 1995.
He is a member of the American Institute of Certified Public Accountants (AICPA), the Kentucky Society of Certified Public Accountants (KyCPA), the Tennessee Society of Certified Public Accountants (TSCPA), and the Estate Planning Council of Middle Tennessee. In addition to the CPA, Chad holds the AICPA’s Personal Financial Specialist (PFS) credential. He is also a 2008 graduate of the KyCPA Leadership Academy.
Chad has served as treasurer in his church for many years, has served as a board member and treasurer of the Hopkinsville/Christian County YMCA and currently serves as a board member of the Franklin Family YMCA. Chad is also a member of the Franklin Rotary at Breakfast club. Of course, he bleeds blue, but don’t hold that against him if you sing hymns of Rocky Top or otherwise. Other personal passions include spending time with family, training, cooking and traveling.
Toshia B. McKinney
Toshia McKinney serves as Director of Business Development where she is responsible for developing MCM’s community visibility and client base.
Prior to starting a family, Toshia spent seven years as a pharmaceutical sales representative in Kentucky, Illinois and Missouri, managing a large rural territory that required long hours and a lot of time behind the wheel. She earned her Bachelor of Science in Integrated Strategic Communication from the University of Kentucky.
Toshia enjoys spending time with her family and she, too, bleeds blue. Other personal passions include tennis, running and, of course, shopping falls in there somewhere.